What we do is help people buy the right Long-Term Care Insurance

There are many fine men and women out there who can sell Long Term Care Insurance, and they are decent people that work hard and are fine at helping people protect themselves and their families. But what we do is help you decide on the right long-term care insurance plan to provide you with choices and asset protection in the event of a chronic illness or injury.

What does that mean?

We give people an education about the key choices they need to make when purchasing a long-term care insurance policy. Once you know what you are looking for, it is much easier to compare policies and find the right long-term care insurance coverage to meet your needs. 

What choices does your current plan provide you?

Long-Term Care services can include a wide range of medical and support services for people needing help with a chronic illness or injury such as Parkinson’s, stroke, cancer, etc., or a cognitive disorder, like Alzheimer’s disease or dementia. If you do not already own some form of long-term care insurance, you will be paying dollar-for-dollar for care out of your savings if you need long-term care. That’s called self-insuring, using one hundred percent (100%) of your own money to pay your bills.

Long-Term Care Insurance is the better choice

Long-Term Care insurance allows you to pay an affordable premium in order to yourself protect yourself from an unaffordable catastrophic event such as a chronic illness or injury. When you own long-term-care insurance, you are paying pennies on the dollar for your future long-term care. It is a lot easier to make decisions about your care when you are using someone else’s money, in this case, the insurance company. 

People are living longer

The U.S. Census Bureau data show that one of the fastest growing retired age group is between 85 and 94. This is in part due to advances in modern medicine and lifestyle changes. In fact, people over the age of 65 is the fastest growing age group. Many studies have found that people over the age of 65 face a 40% risk of entering a nursing home for Long Term Care services. Long-Term Care Insurance can help cover the cost of a prolonged illness or injury.

Our Ideal Client:

• Is passionate about their goals and realizes that protecting them requires both money and planning.
• Appreciates and is willing to follow and implement our advice.
• Values the work we do and is comfortable with our way of doing business and the way we are compensated.
• Focuses on what is really important to them and they want to hear the truth from us with no sugar-coating.

We work independently

The products and services we offer are for businesses, individuals, and families, and are 100% objective and free from proprietary products and sales quotas. As a result, we are able to offer independent and objective advice to help you protect yourself and your families.

Our mission at the Mature American Planning Company is to help you provide yourself choices while protecting your wealth and income for yourself and for those you love. Therefore, our clients come first in everything we do, and it shows in the service we provide.

No Do-Overs or Second Chances

There are no do-overs or second chances in retirement. Our number one priority is to help you plan and protect your retirement. Together we can discuss ways that may transform some of your savings from that twenty, thirty or forty years or more of work, into a protection plan that could last for the rest of your life.

Conclusion:

What we do is help people think about long-term care insurance. We help people plan ahead and protect themselves and their families for the unexpected. As independent financial professionals, we can work with you to find you the right long-term care insurance solutions to protect your needs and wants.

Finally

If you are looking ahead to protecting your financial future with long-term care insurance and you have some questions or need a little guidance, feel free to contact us. What we do after the initial call is up to you. The future can be uncertain and planning for it can be confusing, so it is important to get the facts before you make any long-term decision.